It's often the case that a Quality Auto Mall shopper asks more questions during the financing process rather than during a test drive. Automotive financing isn't exactly "water cooler" conversation, which is why our Ford finance center serving Hackensack, NJ ensures its customers understand everything the process entails.

Finance Terms

During your time at our Ford dealership near Jersey City, NJ, you're bound to hear a lot of different finance terms. We'll give you a head-start by listing some of the most common here.

• APR: Annual percentage rate, or interest rate. Dependent on payment history, credit utilization, length of credit history, and new credit inquiries.
• Cash back: Refers to a special offer/rebate that a Quality Auto Mall customer can exploit when shopping with us. It's a straightforward deal: if you finance a vehicle through Ford Motor Company, we'll give you a set amount of cash back off the purchase price.
• Depreciation: Describes the value that a new car loses after its purchased and driven. The biggest loss of value occurs during the first year of ownership.
• Finance: To borrow money (aka obtain a loan) from our local Ford dealer. After you pay the loan off, you own the car outright. No more monthly car payments.
• Down payment: The amount of money you give us at the time of purchase. The more you put down, the lower your monthly payment.
• Lease: When you lease a car, you don't own it. Instead, you drive the car for a few years and then turn it in.

Ford Finance Department

Our Ford finance department is staffed by experienced professionals who always work in our customers' best interests. The goal is simple: to find the best loan terms and special offers for your vehicle needs and budget. We'll cover all the terms mentioned above and more, depending on your exact needs. During your search for the perfect Ford vehicle near Hudson County, NJ, visit our website and explore our financing specials. From manufacturer incentives and monthly lease offers, to military and first responder discounts, there's something for everyone.

Finance a New Ford Vehicle Today

For many of the customers visiting our Ford dealership at 55 Route 17 N in Rutherford, NJ, the financing part can be a little discomforting. Our nearby NJ Ford dealers understand this, and that's why we take the time to explain every step, answer every question, and ensure you're treated fairly.