How to Finance Your Car at Quality Auto Mall


Visit Quality Auto Mall at 55 Route 17 N in Rutherford, NJ, and you’ll find one of the state’s largest selections of new and pre-owned Ford vehicles. All of your favorite Ford models are here, including the Ford Mustang and the Ford Explorer, supported by service, parts, and financing experts.

Our Finance Department

The path to some of the best Ford deals starts on our website, where you can complete a short credit application, print out the results, and bring them to our Ford dealership. The application is quick and easy, and even if you aren’t approved online, our team will work diligently to find the Ford Credit financing plan that fits your needs and budget. We maintain strong partnerships with dozens of local banks and lenders.Financing an automobile may seem intimidating, especially for first-time car buyers, but at Quality Auto Mall we make Ford financing fast, informative, and stress-free. Our finance team is available Monday - Friday from 9 a.m. to 9 p.m. and Saturday from 9 a.m. to 6 p.m., and they have the know-how to find you the best financing for the new or pre-owned Ford vehicle you’d like to purchase.

About Car Loans

The most influential component to automotive financing is your credit score. The higher your score on a scale of 350 - 800, the better your financing options. The interest rate, or “annual percentage rate” (APR), is another item that plays a big role in your dealings with our Jersey City, NJ Ford dealer. The APR is the percentage of interest you’ll pay each year on your car loan. Many of our financing specials involve low or zero percent APR over a set number of months, which means your monthly payments will be lower during this period. A third key financing piece is your down payment. The larger your down payment, the smaller your monthly payments will be.At Quality Auto Mall in Rutherford, NJ, we understand that some customers are better versed in automotive financing than others, so we take as much time as needed to explain the process.

We’re a new and used Ford dealership near Jersey City, NJ that prides itself on transparency and customer satisfaction. If you have any questions regarding the financing process, feel free to contact our Ford dealers in Rutherford, NJ. We’re fully dedicated to finding you the best Ford vehicle at the best price. 

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